30 Years of Experience in Financial Management

Wealth Management Services

For a select group of professionals, pre-retirees, and retirees we provide a holistic approach to financial planning and wealth management to help people seeking to grow their money for a confident retirement.

 

Investments

Investments can play a key role in your financial independence plan. The right mix can help you pursue your goals.

Insurance

Insurance is essential to any comprehensive financial security plan. It can protect you and your family from undue hardship.

Retirement Planning

Today people are living longer than ever before. To help ensure the greatest chance of not out living your retirement savings, focusing on your financial plan is vital. There are many components to retirement planning that the right advisor can help you manage.

For business owners, we also provide customized 401(k) planning.

Managing Your Finances

Managing your finances is an important component to any financial well-being plan. Money management strategies help you manage your savings on a daily basis.

Investment Management 

Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk.

Asset allocation does not ensure a profit or protect against a loss.

Comprehensive Financial Planning

A comprehensive financial plan that considers all areas of planning can be the difference between failure and success. We can provide you the leadership and guidance needed to relieve you of the burden of constant planning.

We are proudly partnered with LPL Financial.

We Help Our Clients Accumulate and Distribute Wealth Through a 5-Step Process

  • Investment Planning
  • Income Planning
  • Tax Planning
  • Insurance & Health Care Planning
  • Legacy Planning

The engagement process consists of discovery, analysis, strategy, presentation, implementation and monitoring.

 

Seven Key Risks

  • Longevity/Lifestyle: will you outlive your savings?
  • Health Care: can be devastating to life savings
  • Inflation: potential reduction in your purchasing power
  • Sequence of Returns: risk is highest right before retirement
  • Asset Allocation: high correlation of investments is a big risk
  • Market Volatility: withdrawal risk when the portfolio is down
  • Excessive Taxes: It's not how much you make, it's how much money you will keep

 

We Provide Leadership & Guidance for Our Clients

  • Tax reduction strategies
  • Construct portfolios to match your risk profile
  • Creating lifetime income streams that you cannot outlive
  • Show you how to invest for growth with limited risk
  • Help to protect you from liabilities
  • Assisting with wealth transfer for the next generation
  • We create a retirement blueprint for you

Blog

The Dow crosses 45,000. Your brain whispers: "This has to be the top." The market drops 15%. Your brain screams: "Get out before it gets worse!" Different scenarios. Same result: your brain hijacking your long-term investment strategy. If you've ever felt paralyzed by market highs or panicked during market lows, you're not an outlier. You're human. The brain’s wiring is great for responding to immediate danger, like avoiding a snake. But that same instinct can...
Technology has changed nearly everything about the way we live, work, and connect including how scammers operate. Once upon a time, scams came in the form of clunky emails riddled with typos or too-good-to-be-true lottery wins. These days? The tactics are smoother, the impersonations more believable, and the emotional pressure far more calculated. Why the shift? Two letters: AI. Artificial intelligence has supercharged scammers' abilities. Now they can use AI to copy voices with just...
Technology has changed nearly everything about the way we live, work, and connect including how scammers operate. Once upon a time, scams came in the form of clunky emails riddled with typos or too-good-to-be-true lottery wins. These days? The tactics are smoother, the impersonations more believable, and the emotional pressure far more calculated. Why the shift? Two letters: AI. Artificial intelligence has supercharged scammers' abilities. Now they can use AI to copy voices with just...

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